Mortgage & Real Estate

Fixed interest rate 1st & 2nd Lien Real Estate Mortgages, Home Equity Loans and Lines of Credit

Purchases & Refinances

  • Terms up to 30 years
  • Conventional, FHA, IHA & VA
  • Fixed and adjustable interest rates

Home Equity Loans

  • Terms up to 15 years
  • Competitive low interest rates
  • Borrow up to 80% of value

Vehicle Loans

If you’re buying new or used, refinancing your current loan, or need a secured title loan, CapEd is here to help.

Car and Truck

  • New or Used Cars and Trucks
  • Terms from 24 to 84 Months
Interest Rates

Boat & RV

  • New or Used Boats & RV’s
  • Terms from 36 to 180 Months
Interest Rates


  • New or Used Powersport Vehicles
  • Terms from 36 to 72 months
Interest Rates

Visa Rewards Credit Card

With our VISA ScoreCard Rewards Card, you’ll earn points on every purchase.

Business Loans

CapEd has always put members first. Now, your business can benefit from that same level of service.

Personal Loans

Lines of credit, personal loans, share secured loans and debt consolidation loans.

EnergyWise Loans

We now offer a special EnergyWise loan package specifically to help reduce your home energy costs – and increase your comfort and value.

Educator Loans

We love teachers, and offer loans specifically for the needs of educators in Idaho.

Google+ Authorship